Performance Returns as of September 30, 2019

AVERAGE ANNUAL TOTAL RETURN as of September 30, 2019
LIFE STAGE FUND	1 yr.	5 yr.	10 yr.	Since Inception
UNDER 30 LIFE STAGE FUND
RETURN -  NET OF FEES	2.9166%	8.1942%	10.4629%	7.6914%
30s LIFE STAGE FUND
RETURN -  NET OF FEES	3.8484%	7.5740%	9.6093%	7.3436%
40s LIFE STAGE FUND
RETURN -  NET OF FEES	4.7002%	6.9066%	8.7584%	6.9780%
50s LIFE STAGE FUND
RETURN -  NET OF FEES	2.7374%	5.5760%	6.9727%	5.6404%
60s PLUS LIFE STAGE FUND
RETURN -  NET OF FEES	3.4851%	4.5242%	5.4904%	4.7333%

Performance Returns as of June 30, 2019

AVERAGE ANNUAL TOTAL RETURN as of June 30, 2019
LIFE STAGE FUND	1 yr.	5 yr.	10 yr.	Since Inception
UNDER 30 LIFE STAGE FUND
RETURN -  NET OF FEES	6.6151%	7.9057%	11.6315%	7.7474%
30s LIFE STAGE FUND
RETURN -  NET OF FEES	6.7505%	7.2547%	10.6493%	7.3823%
40s LIFE STAGE FUND
RETURN -  NET OF FEES	6.7643%	6.5570%	9.6787%	7.0007%
50s LIFE STAGE FUND
RETURN -  NET OF FEES	4.9019%	5.4048%	7.5608%	5.6838%
60s PLUS LIFE STAGE FUND
RETURN -  NET OF FEES	4.7566%	4.3901%	5.8080%	4.7527%

Performance Returns as of March 31, 2019

AVERAGE ANNUAL TOTAL RETURN as of March 31, 2019
LIFE STAGE FUND	1 yr.	5 yr.	10 yr.	Since Inception
UNDER 30 LIFE STAGE FUND
RETURN -  NET OF FEES	6.5224%	8.0432%	12.5051%	7.6343%
30s LIFE STAGE FUND
RETURN -  NET OF FEES	6.2587%	7.3525%	11.3874%	7.2647%
40s LIFE STAGE FUND
RETURN -  NET OF FEES	5.8946%	6.6179%	10.2903%	6.8797%
50s LIFE STAGE FUND
RETURN -  NET OF FEES	4.9670%	5.4884%	7.9551%	5.6159%
60s PLUS LIFE STAGE FUND
RETURN -  NET OF FEES	4.5227%	4.4540%	5.9551%	4.6930%

Performance Returns as of December 31, 2018

AVERAGE ANNUAL TOTAL RETURN as of December 31, 2018
LIFE STAGE FUND	1 yr.	5 yr.	10 yr.	Since Inception
UNDER 30 LIFE STAGE FUND
RETURN -  NET OF FEES	-3.6853%	6.4287%	10.4834%	7.0020%
30s LIFE STAGE FUND
RETURN -  NET OF FEES	-3.1301%	5.9439%	9.5946%	6.7004%
40s LIFE STAGE FUND
RETURN -  NET OF FEES	-2.6733%	5.4144%	8.7233%	6.3831%
50s LIFE STAGE FUND
RETURN -  NET OF FEES	-1.0465%	4.5567%	6.8121%	5.2534%
60s PLUS LIFE STAGE FUND
RETURN -  NET OF FEES	0.2629%	3.8389%	5.1644%	4.4514%