The 60s Life Stage Fund is the most conservative of the NEAP portfolios. This fund, geared for members in their 60s or older, has a higher allocation of stable value assets along with some investment in large cap stocks and real estate. At this stage of your life, it’s important to protect the money you’ve invested and earned through the years, while it continues to grow. The 60s Life Stage Fund will help ensure that your moneys there when you need it.