You must participate in the Life Stage Fund program, but may choose either the Automatic Option or the Select Option.

The Automatic Option will enroll you in the appropriate Life Stage Fund depending upon your date of birth. With this option, when you reach a new age milestone (age 30, 40, 50, etc.), you will be automatically enrolled in the age appropriate Life Stage Fund. The enrollment date will be the first day of the quarter following your new age milestone.

The Select Option does not have automatic enrollment. You must specify the Life Stage Fund in which you want to be enrolled. With this option, when you reach a new age milestone (age 30, 40, 50, etc.), you will not be automatically enrolled in the next Life Stage Fund.