National Electrical Benefit Fund

Enriching the Lives of Everyone We Touch
Click here for
your 2016 1099-R
Get Form 1099 Now

Frequently Asked Questions

How much does my employer contribute?
Covered Employers contribute 3% of their covered employees' gross labor payroll each month to NEBF.

back to top

Can I contribute to the NEBF?
No. All contributions to NEBF are made by Covered Employers. Covered employees do not themselves make contributions to NEBF and do not have individual accounts in NEBF.

back to top

What happens if I do not become vested?
If you are not Vested and incur a Break in Service, you lose all Vesting Service Credits and Pension Credits that you have accumulated. However, if you retire at age 65 or older and have not lost your Pension Credits, you may be eligible for a benefit even if you are not Vested.

back to top

How do I earn vesting Service Credits?
Generally, you earn Vesting Service Credits by accumulating hours worked in Covered Employment in Good Years. There is a 1,000 hour requirement for each Vesting Service Credit. For more information on earning Vesting Service Credits, please refer to the NEBF Summary Plan Description.

back to top

How do I earn Benefit Service Credits?
Generally, you earn Benefit Service Credits by accumulating hours worked in Covered Employment in Good Years. There is a 1,000 hour requirement for each Benefit Service Credit. For more information on earning Benefit Service Credits, please refer to the NEBF Summary Plan Description.

back to top

How many Past Service Credits can I earn?
You may earn a maximum of five Past Service Credits. These credits are earned on a one-for-one basis (one Past Service Credit for one Benefit Service Credit). For more information on the requirements to earn Past Service Credits, please refer to the NEBF Summary Plan Description.

back to top

Can I call the NEBF and receive an update on my entitlement to benefits?
You may contact the NEBF office and a Participant Services Representative can provide general information on the NEBF. However, in order to receive a determination on your entitlement to benefits, you must either send an email or send a signed, written request to the NEBF office.

back to top

What do I need to do if the letter I received on my entitlement to benefits is missing some of my work history?
If you haven't already done so, you can download Work History form and a Social Security Authorization form to complete and return to the NEBF office. You can also send a written letter to the NEBF stating what the discrepancy is and ask that your record be further reviewed.

back to top


 

Can't find what you are looking for?