About Us

The NECA/IBEW Family Medical Care Plan (FMCP) is a multi-employer, defined-benefit welfare plan jointly trusted benefit plan between the National Electrical Contractors Association (NECA) and the International Brotherhood of Electrical Workers (IBEW). The Plan was established in January 2006 in a cooperative effort to provide high quality health benefits, at the lowest cost possible, for electrical workers on a cost effective basis in the best interest of both IBEW and NECA members.
FMCP is available to employees of employers who contribute to the Plan pursuant to a collective bargaining agreement between the employer and the union, or as otherwise agreed to by the Board of Trustees. Over 160 IBEW Local Unions and their NECA/employer counter parts currently participate with approximately 500 employers contributing to the Plan, on behalf of over 106,100 total covered lives.
The FMCP provides health, prescription, dental, vision, disability, accident, and life insurance benefits for eligible participants and their beneficiaries and covered dependents. The Plan also offers a Special Fund Account (health reimbursement account). Under the "Special Fund" Program, an employer can make contributions into a "Special Fund" Account in the individual employee's name.