The NECA / IBEW Family Medical Care Plan (FMCP℠) provides health, prescription, dental, vision, disability, accident, and life insurance benefits for eligible participants and their beneficiaries and covered dependents. The Plan also offers a Special Fund Account. Similar to a Health Reimbursement Account (HRA). Participating employers contribute specified amounts into a SFA in the individual employee’s name. The amounts that accumulate for certain specified expenses that are not otherwise covered under the Plan.

 

This section provides a high-level overview on Eligibility, Use of Hours Bank, Covered Medical Expenses, Non-Covered Medical Expenses, FMCP℠’s Special Fund Account Program and links to important provider information.  Should you have specific questions concerning the FMCP℠, please contact the FMCP℠ office.